ID ProtectALL^SM

Each year, between 7 and 10 million people are the victims of identity theft in the United States. To help protect our customers, every M&F Bank Personal Checking Account comes with the following ID ProtectALL^SM benefits that provide you best protection against identity theft and peace of mind if this happens to you.

Payment Card Protection
With Payment Card Protection, you’ll never have to worry about lost or stolen cards again. With one quick, toll-free call, cancel your cards and stop unauthorized purchases.

• Register debit, credit, retail and other important card information using a convenient form available at your nearest M&F Bank office
• If your registered cards are ever lost or stolen, simply call 1-877-227-3123
• Card issuers are notified and cancelled for you

Personal Identity Protection
The Personal Identity Protection program includes a reimbursement of selected direct costs associated with reporting the identity theft event and recovering your identity. These reimbursable “direct costs” may include:

• Costs of re-filing for loans, grants, and other credit instruments
• Costs of credit reports obtained from established credit bureaus
• Costs of re-issuance of government documents (passport, driver’s license, social security card)
• Notary services, long-distance phone calls, and/or postage costs
• Legal expenses incurred during your effort to recover your identity

Identity Recovery & Restoration
As an M&F Bank checking customer, you are entitled to unlimited phone consultations with Fraud Resolution SpecialistsTM. They will provide comprehensive guidance and identity recovery and restoration assistance at no charge.

Six Months Free Identity Guard® Monitoring Service
Activate your complimentary, no obligation 6-month Identity Guard® protection service which includes:

• Daily monitoring of your credit bureau file to detect fraudulent activity
• Email alerts notifying you of changes in your file
• Unlimited toll-free customer service
• There’s no catch, no automatic continuation and no surprise fees. After six months you can choose to continue Identity Guard® for as little as $4.99 per month